No. Anyone can invest, but the law imposes greater limitations on non-accredited investors.

Any natural or legal person who does not meet the conditions required by law to be considered an accredited investor.

According to Law 5/2015 of 27 April 2015, they are considered accredited investors:

1. The natural and legal persons referred to in letters a), b) and d) 205.2 of RDL 4/2015, of 23 October, approving the Revised Text of the Securities Market Act.
2. Entrepreneurs who individually meet 2 of 3 conditions:
   • Asset items equal to or greater than €1 M
   • Annual turnover = o > at 2 M€
   • Own resources = or > €300,000
3. The natural persons who:
   • Evidence of annual income in excess of €50,000 or financial assets in excess of €100,000, and
   • request to be considered as previously accredited investors, and expressly renounce their treatment as non-accredited clients. Admission of the application and waiver shall be made in accordance with the provisions of Article 84 and shall be conditional upon the Participatory Finance Platform carrying out an adequate assessment of the client's experience and knowledge, and ensuring that it can make its own investment decisions and understands its risks.
4. Small and medium-sized enterprises and legal entities not mentioned in the previous sections when they request to be considered as previously accredited investors and expressly renounce their treatment as non-accredited clients.
5. In addition to the above-mentioned persons, natural or legal persons who provide evidence that an authorised investment service company has contracted financial advice on the platform's financing instruments will also be considered an accredited investor.

Yes, accredited investors according to letters C) and D) of the previous section who do not provide financing for a project of the participative financing platform within the term of twelve months will lose their accredited status, although they will be able to recover it when they comply with the requirements established in the aforementioned letters. Likewise, they will lose their status as accredited when they request it in writing.

Non-accredited investors may not:

• Commit to invest or invest more than 3,000 euros in the same project.
• Commit to invest or invest more than 10,000 euros in a period of twelve months, in projects published by the set of participatory financing platforms.

Accredited investors will have no limit other than that imposed by law on fundraising by projects. In other words, the maximum amount of funds raised per participatory financing project through each of the participatory financing platforms may not exceed 2,000,000 euros, and it is possible to carry out successive rounds of financing that do not exceed the aforementioned amount in annual calculation. When the projects are aimed exclusively at accredited investors, the maximum amount may reach 5,000,000 euros.

No. Anyone in Spain or abroad can invest.

The promoter, a legal entity, must be validly incorporated in Spain or in another Member State of the European Union.

Yes, startups are the most risky companies, but they are also the most profitable, so if the company is doing well you can obtain a high return on your investment.

Yes, you are investing in high risk young companies and just as you can earn money, you can also lose it.

No. As an investor, the only money you have to disburse is that of the investment.

Yes, we analyze each project based on a series of objective criteria based on the Goldsmith Score ®, a contrasted business analysis and validation model developed by the American H. Randall Goldsmith Ph.D.

The Goldsmith Score allows assigning each project a score between 0% and 100%. A higher score means that the project is more robust, and the risks associated with it have been mitigated to a greater extent.

The platform requires a Goldsmith Score greater than 60% to qualify the project for investment. If the required score is not exceeded, the entrepreneur must continue working on his project until the conditions required by the platform to be eligible for investment.

Yes, completely.

Our platform has been authorized by the Spanish National Securities Market Commission and the Bank of Spain to channel both investments in share capital and loans. Each project proposes the investment model that best suits its nature and circumstances. Normally, it will be one of the following: capital increase, fixed interest loan, equity loan and convertible capital.

Yes, you can do this through the Platform.

Yes, you can obtain interesting tax benefits for your investment.

Those individuals who invest in a new or recently created company (3 years), can apply a 30% deduction in their income tax, up to a maximum of 60,000 euros of investment. The following requirements must be met:

• - The company that is constituted or recently created must have as its legal form that of a public limited company, a limited liability company, a worker-owned company or a worker-owned limited liability company.
• - The new company cannot be dedicated to the management of real estate or movable assets and must carry out an activity for which it has sufficient personal and material means.
• - The equity of the company or new company may not exceed 400,000 euros at the start of the tax period. In addition, the company must be newly created or no older than three years.
• - Contributions to newly created companies, which carry out the same business activity or older companies, where there is evidence of continued activity, will not be deductible.
• - The investor may not hold more than 40% of the capital, must remain in the capital for a minimum of three years and a maximum of twelve years and must obtain a certificate of participation in the capital attesting to compliance with all the requirements (form 165), issued by the company in which he has invested.

This deduction only applies to natural persons, in the case of investors acting as legal persons it would not apply.

1. Register as an entrepreneur
2. Upload your project
3. Reach the investment requirements demanded by the platform
4. Publish the project, launch the campaign and achieve the objective
5. Perform Due Diligence (only in required cases)
6. Close the investment

You will find more details in the Get Investment section.

Yes, you can register as an entrepreneur for free here.

You must click on "+ New project", in the "My projects" section of "My account", once you log in. Within 48 hours of receiving your project, we will contact you to help you in the next steps.

We use the Goldsmith Score ® to measure the level of soundness and progress of projects. The platform requires a Goldsmith Score higher than 60% to enable the project for investment. We put at your disposal self-evaluation tools and a digital space that you can share with your team so that you can prepare your project for investment. We can also provide you with advice if you need it.

You will find all the information in the "Plans and prices" section of the Get investment tab.

Investors from all over the world can invest, both accredited and non-accredited.

According to the Law, you must reach at least 90% of the requested amount in order to close the investment. Otherwise, the amounts collected will be returned to the investors.

It is not obligatory but, depending on the nature of the project and the amount of investment, it may be required by some investors. The cost is supported by the entrepreneur. We maintain partnerships with law firms that can do Due Diligence at a very affordable price and in record time.

According to Law 5/2015, of 27 April 2015, the maximum amount of funds raised per participatory financing project through each of the participatory financing platforms may not exceed 2,000,000 euros, with the possibility of successive rounds of financing that do not exceed this amount in annual calculation. When the projects are aimed exclusively at accredited investors, the maximum amount may reach 5,000,000 euros.

The promoter must be validly incorporated in Spain or in another Member State of the European Union.